Terms & Conditions
Effective Date: January 14, 2026
Last Updated: February 4, 2026
1. Agreement to Terms
These Terms and Conditions (“Terms”) are a legal agreement between you and Portfolio AI Corp (“Portfolio,” “we,” “us,” or “our”). These Terms govern your access to and use of our website located at portfoliogrow.com and any related mobile applications, products, and services (collectively, the “Services”).
By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.
2. Eligibility
You must be at least 18 years old (or the age of majority in your location) to use the Services. By using the Services, you represent that you meet this requirement.
3. Important Disclosures (No Financial Advice)
Portfolio is a personal finance tracking and information tool. We do not provide investment, tax, or legal advice. Any content, insights, projections, or analytics provided through the Services are for informational purposes only and should not be relied upon as a substitute for professional advice.
You are solely responsible for your financial decisions and for verifying any information displayed in the Services.
4. Accounts and Security
If you create an account, you agree to:
Provide accurate information
Maintain the confidentiality of your login credentials
Notify us immediately of unauthorized use
You are responsible for all activity that occurs under your account.
5. Financial Account Connections and Third-Party Providers
The Services may allow you to connect bank, brokerage, or other financial accounts through third-party providers (“Third-Party Providers”) such as account aggregation services.
We do not control Third-Party Providers and are not responsible for their services, availability, or accuracy. Your use of any Third-Party Provider may be governed by their terms and policies. You acknowledge that:
Data displayed may be delayed, incomplete, or inaccurate
We are not liable for errors from Third-Party Providers or financial institutions
6. Acceptable Use
You agree not to:
Use the Services for unlawful purposes
Attempt to gain unauthorized access to systems or data
Reverse engineer, decompile, or exploit the Services
Interfere with or disrupt the Services
Upload malware or harmful code
Use the Services to violate others’ privacy or rights
We may suspend or terminate access if we believe you violated these Terms.
7. Intellectual Property
The Services, including all software, design, text, graphics, logos, and content, are owned by Portfolio or its licensors and protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the Services for personal, non-commercial purposes.
8. User Content (If Applicable)
If you submit content to the Services (e.g., notes, custom asset entries, feedback) (“User Content”), you grant Portfolio a worldwide, royalty-free license to use, host, store, reproduce, and display that content solely to operate and improve the Services.
You represent you have the rights to any User Content you submit.
9. Beta Features and TestFlight
If you access beta or pre-release versions, you understand that:
Features may change or be removed
The Services may be unstable
Data may be lost
You may experience bugs or inaccuracies
10. Fees, Subscriptions, and Purchases (If Applicable)
If the Services offer paid features:
Prices and billing terms will be disclosed at purchase
Purchases are handled through the applicable platform (e.g., Apple) or payment processor
Refunds are subject to the platform’s refund policies, unless otherwise stated
11. Disclaimers
THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that:
The Services will be uninterrupted or error-free
Data will be accurate or complete
Defects will be corrected
12. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PORTFOLIO AND ITS AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES.
IN NO EVENT WILL OUR TOTAL LIABILITY EXCEED THE GREATER OF (A) $100 OR (B) THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.
(Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.)
13. Indemnification
You agree to defend, indemnify, and hold harmless Portfolio from any claims, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising from your use of the Services or your violation of these Terms.
14. Termination
We may terminate or suspend your access to the Services at any time for any reason, including if we believe you violated these Terms. You may stop using the Services at any time.
15. Governing Law
These Terms are governed by the laws of the State of [Delaware OR California], without regard to conflict of laws rules.
Venue: Any dispute must be brought in the state or federal courts located in [County, State], unless prohibited by law.
If you want the most “standard” setup for a Delaware C-Corp, choose Delaware here.
16. Changes to These Terms
We may update these Terms from time to time. The “Last Updated” date indicates when changes were made. Continued use of the Services after changes become effective means you accept the updated Terms.
17. Contact
Portfolio AI Corp
Email: marsgordonpartnership@gmail.com
Address: 107 Brookmead Court, San Anselmo, California, 94960, United States of America
portfoliogrow.com/terms-and-conditions